The transactional Switch CatSW® is a functional, flexible, multi-company and multi-currency (EFT) system that enables financial institutions to acquire, authenticate, switch and authorize large volumes of financial transactions through multiple channels, thereby increasing revenues from service fees, providing payment services to customers, reducing operational costs, managing risk, etc.

This solution has the ability to provide your customers the possibility of making electronic transactions by ATM, POS, payment kiosks, mobile devices, IVR systems and Web services. CatSW® interprets the rules of business to perform routing, denials, flows of transactions, segmentation of traffic; can create connection nodes dynamically to any network (issuers, acquirers), i.e., all the communications are performed through ISO8583 messaging configured via parameters.

Also establishes connection to the domestic and international networks (Suiche 7B, Consorcio Credicard, Conexus, MasterCard, Visa), generates — for settlement processes — the reconciliation of transactions with each of the entities involved in the network, handles all elements of security: encryption according to PCI standards, connections to HSM security devices (Thales, Atalla, Futurex, IBM cryptographic cards), generation of random keys with HSM security devices (Dynamic keys exchange), etc.

• It is a completely modular and configurable system according to the client's needs, allowing to add functionalities over time and thus avoiding high acquisition costs.

• It is fully compliant with Debit Mastercard®.

• Leverages the high characteristics of the IBM i platform for IBM Power Systems for performance, fault tolerance and security.

• Leverages the native DB2 database of the IBM i platform to avoid purchasing additional hardware and software licenses for the database (Oracle, Microsoft SQL).

• Leverages the native encryption hardware of the IBM Power Systems (Cryptographic card 4767) to avoid the costs of acquisition and maintenance of HSM devices (Thales, Atalla, Futurex, etc.).

• CatSW® Conex: Executes administrative functions, messaging, business rules of the acquiring devices (ATM, POS, kiosks, mobile devices).

• CatSW® Routing: Applies the business rules to generate the transaction flow to the different nodes.

• CatSW® Monitor: Allows to monitor each of the system components.

• CatSW® HSM: Manages the commands and messages with the HSM security device.

• CatSW® Admin: Manages the system, defines all the parameters, processes, enquiries and generation of records; uses the native web environment of the IBM i platform.

• CatSW® Authorizer: Establishes communication through ISO8583 messaging, security policies, business rules for domestic and international networks — acquirers, issuers, etc.

• CatSW® Core: Maintains the coexistence of all CatSW® components.

• CatSW® Stand-in: Authorizes the transactions according to the product settings.

• CatSW® POS: Allows to control the transactions acquired through POS devices.

• CatSW® ATM: Allows to control the transactions acquired through ATMs and perform real time ATMs monitoring.