CatPAY® is a complete Interbank Mobile P2P and/or P2C payment solution allowing to control transactions acquired through smartphones for the transfer of money between individuals or between individuals and legal entities, using safely the current infrastructure of existing networks as a network of financial services at the national level.

• CatPAY® Mobile: App for smartphones with iOS or Android operating system, which has the following characteristics:

✓ Registration of user by phone number
✓ Validation of login by phone number
✓ Management of profile
✓ Management of security PIN
✓ Change of password
✓ Change of security PIN
✓ Payment history
✓ QR scanner / reader (payment by proximity)
✓ NFC recognition (payment by proximity)
✓ Make a P2P / P2C payment


• CatPAY® Conex Server: Linux or Windows server that enables the interconnection between CatPAY® Mobile and CatPAY® Core.

• CatPay® Core: It is the core of the system, developed in RPG ILE programming language, running on IBM Power Systems with IBM i platform:

✓ Enables the coexistence of all the components that integrate CatPAY®.
✓ Applies business rules to generate the flow of transactions to the different nodes (own and other banks' customers).
✓ Undertakes to manage and control the policies of security, business rules and validations for P2P / P2C transaction processing.


• CatPAY® Monitor: Monitors, manages and generates messages and/or alerts concerning the operation of each of the components of the system.